Budgeting Games
A Lighter Look at Budgeting
If you are feeling stuck with your budget, take a quick mental break and try out these budgeting games from Practical Money Skills.
Grocery Staples You Can Make
Grocery Staples You Can Make at Home
A lot of grocery items are expensive because they are ready made and convenient to use. It spares you the time and effort of having to prepare it yourself. Aside from siphoning off your budget, they are also packed with preservatives, chemicals, and artificial flavors.
Insurance basics
Insurance Basics Explained
Unfortunate events such as theft, damage to property, or disability can have long-term effects on your finances and family life.
Finally debt free
What to do when you’re finally debt free
If you’ve lived in crippling fear and anxiety of your debt for several years, you may feel that being debt free is the ultimate goal. After years of faithfully setting aside money to pay off your debt, you may find yourself suddenly debt free and asking – what next?
50 Money Saving Tips from Kidspot
50 Money Saving Tips from Kidspot
This excellent list from Kidspot puts together money saving tips for food, groceries, clothing, and entertainment. The tips are very detailed, creative, and practical. Here are some of the top tips in the list:
Avoid credit card scams
Tips to avoid credit card scams
Each time you use your credit cards at restaurants and online transactions exposes you to risks of credit card scams. Vital information such as your credit card number, name, birthday, and address may also be stolen through fraud survey calls, emails, and internet forms. Your credit card may be skimmed or copied and used for unauthorized, expensive purchases.
Owning too many credit cards
Owning too many credit cards
These days credit cards are in abundance. It’s not uncommon to receive a credit card in your mailbox without actually applying for them. They will entice new applicants with all kinds of freebies and discounts with partner merchants. They also offer lower initial interest rates to transfer or consolidate your balance with other cards.
Negotiating with creditors
Ideas for negotiating with creditors
If you are facing sudden income changes such as reduced income or unemployment, you might resort to relying on your credit card for your daily expenses. This will shoot up your credit card debt and monthly payments and it may be harder to keep up.
Backpacker’s monthly budget in Australia
Backpacker’s monthly budget in Australia
Backpackers are travelers who are looking for creative ways to travel cheap. In this backpacker’s blog post, he provided an excellent summary of his expenses, accommodation and food options while traveling the East Coast.
Non-essential expenses
Cut back on non-essential Expenses
If you’re not in the habit of tracking your expenses, chances are you don’t realize how the little expenses add up in your budget. According to MoneySmart, Australians spend a lot of money on non-essential and discretionary expenses like alcohol, gadgets, fashion and entertainment.